For wholesale distributors

Protect margin where agreements meet volume.

Distribution economics are distributed: across suppliers, customers, branches, categories, freight programs, rebates, pricing overrides, and acquired ERPs. TermDelta creates one evidence standard around those moving parts.

BEST INITIAL SCOPEOne category, supplier set, or region

Enough transaction concentration to matter. Narrow enough for owners to validate in 30 days.

01

Thin margin

Small rule failures can erase a disproportionate share of profit.

02

High volume

A low-value exception can become material when it repeats across thousands of lines.

03

Term density

Rebates, price lists, customer agreements, freight rules, and overrides change on different clocks.

04

System variance

Branches and acquisitions may implement the same commercial intent differently.

Where to look first

Choose value pools with written rules and observable outcomes.

SUPPLY SIDE

Earned supplier value

  • Volume and growth rebates
  • Special pricing agreements
  • Marketing / co-op funds
  • Returns and defect credits
  • Freight allowances
SELL SIDE

Customer price realization

  • Schedule and index changes
  • Expired overrides
  • Contract caps and floors
  • Branch-level variance
  • Freight pass-through
CASH CYCLE

Credits and deductions

  • Open credit memos
  • Duplicate or excess payment
  • Unresolved short pays
  • Return / receipt mismatch
  • Write-off patterns
Synthetic scenario

One negotiated rebate. Three systems. No single owner.

A distributor crosses an $8M annual purchase tier. The executed schedule calls for 2.25%, the AP ledger reflects eligible purchases, and the supplier statement shows no matching credit. Procurement owns the relationship, finance owns the ledger, and neither owns the join.

Eligible purchases$8.43M
Illustrative rate2.25%
Initial hypothesis$189.7k

Then the real work begins: exclusions, affiliates, claim requirements, timing, prior credits, and counterparty confirmation. The published finding only reflects what survives review.

Who needs to be in the room

The evidence crosses functions; the decision path must too.

CFO / controller

Baseline, materiality, accounting treatment, and realized-value approval.

Procurement / category

Supplier context, term interpretation, relationship, and recovery action.

Pricing / sales ops

Schedule logic, overrides, customer context, and prevention control.

IT / data

Approved exports, data dictionaries, lineage, security, and repeatability.

Operations

Branch workflows, exception causes, ownership, and lasting remediation.

Start with concentration

Pick one distributor value pool that is large enough to matter and bounded enough to prove.

A confidential fit review maps the likely opportunity, source systems, owners, security path, and whether a paid diagnostic is justified.

Request a confidential fit review